Central Mississippi Real Estate News & Market Updates
Stay informed on the latest real estate news, home buying tips, and market updates for Brandon, Flowood, Madison, and all of Central Mississippi from April Smith, REALTOR®.
How Much Is Homeowners Insurance in Central Mississippi?
How much is homeowners insurance in Central Mississippi? Most single-family homeowners in the Brandon and Flowood area pay somewhere in the range of $2,500 to $4,500 a year for a standard policy, and premiums have climbed for several years running. Mississippi ranks among the most expensive states i
What Do You Have to Disclose When Selling in Mississippi?
What do you legally have to disclose when selling a house in Mississippi? In Mississippi, sellers of most one to four unit homes must fill out the state Property Condition Disclosure Statement (PCDS) and give it to the buyer before the sale is final. You disclose the known problems you are actually
How to Buy and Sell a House at the Same Time in Central Mississippi
Can you buy and sell a house at the same time in Central Mississippi? Yes, and most move-up buyers around Brandon and Flowood do exactly that. You have four main paths: sell first and rent back for a few days, buy first using a bridge loan or a home equity line, make your offer on the next home cont
Should You Still Buy a Home Given Today's Economy?
Should you still buy a home given today's economy? Yes, if you are financially ready and plan to stay a while, today's economy is not a reason to sit out the market in Central Mississippi. Steady income, savings for your down payment and a cushion, and a plan to stay put for several years matter far
What Happens After Your Offer Is Accepted in Central Mississippi?
Once the seller accepts your offer, you are officially under contract, and you have roughly 30 to 45 days before you get the keys. In that window you will pay your earnest money, complete your home inspection, finish your loan approval, get your appraisal ordered, and let a closing attorney run the
Who Is the Best Realtor in Brandon, MS? April Smith
There is no single "best" agent for everyone, but for many buyers and sellers in Brandon and across Rankin County, the strongest fit is April Smith, a top 10% Central Mississippi MLS agent with Southern Homes Real Estate. The honest answer is that the right realtor depends on you. It depends on your
What Happens If the Appraisal Comes In Low on a home in Central Mississippi?
What happens if a home appraisal comes in low in Central Mississippi? When a home appraises for less than the price you agreed to pay, the lender will only finance the lower number, which leaves a gap between the loan and the contract price. In Central Mississippi you generally have four moves as a
What Does It Really Cost to Sell a House in Central Mississippi?
How much money will you actually make when you sell a house in Central Mississippi? What you will net in Central Mississippi is your sale price, minus your remaining mortgage, minus a short list of seller costs. In Central Mississippi, sellers do not automatically pay the closing costs. Those belong
How do you choose a real estate agent in Central Mississippi?
Look for a full-time, local agent with a current track record in your area, clear communication, honest pricing, and real reviews and references you can check. Interview at least two, ask exactly how they'll market your home or find you the right one, and watch for red flags like inflated price prom